Previously Known As : Lic Mf Savings Fund
Lic Mf Low Duration Fund Overview
Category Low Duration Fund
BMSMONEY Rank 16
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹38.2(R) +0.02% ₹41.29(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.04% 5.86% 5.63% 5.55% 6.09%
LumpSum (D) 7.79% 6.52% 6.26% 6.15% 6.77%
SIP (R) -9.36% 4.76% 5.22% 4.56% 4.9%
SIP (D) -8.75% 5.46% 5.87% 5.18% 5.54%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.83 -0.5 0.58 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.56% 0.0% -0.03% - 0.43%
Top Low Duration Fund
Fund Name Rank Rating
Icici Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Hdfc Low Duration Fund 4

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
LIC MF Low Duration Fund-Direct Plan-Daily IDCW 10.05
0.0000
0.0000%
LIC MF Low Duration Fund-Regular Plan-Daily IDCW 10.68
0.0000
0.0000%
LIC MF Low Duration Fund-Regular Plan-Weekly IDCW 13.12
0.0000
0.0200%
LIC MF Low Duration Fund-Regular Plan-Monthly IDCW 13.17
0.0000
0.0200%
LIC MF Low Duration Fund-Direct Plan-Weekly IDCW 14.38
0.0000
0.0200%
LIC MF Low Duration Fund-Direct Plan-Monthly IDCW 21.56
0.0000
0.0200%
LIC MF Low Duration Fund-Regular Plan-Growth 38.2
0.0100
0.0200%
LIC MF Low Duration Fund-Direct Plan-Growth 41.29
0.0100
0.0200%

Review Date: 17-01-2025

LIC MF Low Duration Fund has shown poor performance in the Low Duration Fund category. The fund has rank of 16 out of 17 funds in the category. The fund has delivered return of 7.04% in 1 year, 5.86% in 3 years, 5.63% in 5 years and 6.09% in 10 years. The category average for the same periods is 7.27%, 6.11%, 6.03% and 6.56% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 0.56, VaR of 0.0, Average Drawdown of -0.03, Semi Deviation of 0.43 and Max Drawdown of -0.03. The category average for the same parameters is 0.61, -0.02, -0.12, 0.5 and -0.13 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in LIC MF Low Duration Fund direct growth option would have grown to ₹10779.0 in 1 year, ₹12086.0 in 3 years and ₹13546.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in LIC MF Low Duration Fund direct growth option would have grown to ₹11423.0 in 1 year, ₹39121.0 in 3 years and ₹69618.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 0.56 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -1.83 which shows poor performance of fund in the low duration fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.53
0.52
0.47 | 0.55 7 | 19 Good
3M Return % 1.57
1.59
1.48 | 1.71 12 | 19 Average
6M Return % 3.37
3.48
3.21 | 3.73 16 | 19 Poor
1Y Return % 7.04
7.27
6.81 | 7.91 17 | 19 Poor
3Y Return % 5.86
6.11
5.51 | 6.75 17 | 18 Poor
5Y Return % 5.63
6.03
5.13 | 9.26 12 | 17 Average
7Y Return % 5.55
6.12
5.43 | 6.92 15 | 16 Poor
10Y Return % 6.09
6.56
5.95 | 7.31 12 | 13 Average
15Y Return % 6.67
18.31
6.67 | 45.83 12 | 12 Poor
1Y SIP Return % -9.36
-9.21
-9.65 | -8.78 16 | 19 Poor
3Y SIP Return % 4.76
5.01
4.45 | 5.71 17 | 18 Poor
5Y SIP Return % 5.22
5.51
4.81 | 6.48 15 | 17 Average
7Y SIP Return % 4.56
4.93
4.40 | 5.62 15 | 16 Poor
10Y SIP Return % 4.90
5.33
4.88 | 6.07 12 | 13 Average
15Y SIP Return % 5.80
14.79
2.11 | 43.62 12 | 13 Average
Standard Deviation 0.56
0.61
0.52 | 0.87 4 | 17 Very Good
Semi Deviation 0.43
0.50
0.42 | 0.73 2 | 17 Very Good
Max Drawdown % -0.03
-0.13
-0.29 | 0.00 2 | 17 Very Good
VaR 1 Y % 0.00
-0.02
-0.36 | 0.00 16 | 17 Poor
Average Drawdown % -0.03
-0.12
-0.26 | 0.00 2 | 17 Very Good
Sharpe Ratio -1.83
-1.32
-2.21 | -0.23 16 | 17 Poor
Sterling Ratio 0.58
0.60
0.54 | 0.65 15 | 17 Average
Sortino Ratio -0.50
-0.37
-0.55 | -0.07 16 | 17 Poor
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.59 0.56 0.53 | 0.60 2 | 19
3M Return % 1.75 1.73 1.65 | 1.80 7 | 19
6M Return % 3.74 3.75 3.59 | 3.95 11 | 19
1Y Return % 7.79 7.83 7.53 | 8.12 11 | 19
3Y Return % 6.52 6.65 6.41 | 6.91 12 | 18
5Y Return % 6.26 6.55 5.85 | 9.65 9 | 17
7Y Return % 6.15 6.64 5.55 | 7.25 14 | 16
10Y Return % 6.77 7.04 6.38 | 7.61 10 | 13
1Y SIP Return % -8.75 -8.75 -9.00 | -8.52 10 | 19
3Y SIP Return % 5.46 5.56 5.31 | 5.83 11 | 18
5Y SIP Return % 5.87 6.04 5.67 | 6.59 12 | 17
7Y SIP Return % 5.18 5.45 5.02 | 5.83 14 | 16
10Y SIP Return % 5.54 5.81 5.30 | 6.34 11 | 13
Standard Deviation 0.56 0.61 0.52 | 0.87 4 | 17
Semi Deviation 0.43 0.50 0.42 | 0.73 2 | 17
Max Drawdown % -0.03 -0.13 -0.29 | 0.00 2 | 17
VaR 1 Y % 0.00 -0.02 -0.36 | 0.00 16 | 17
Average Drawdown % -0.03 -0.12 -0.26 | 0.00 2 | 17
Sharpe Ratio -1.83 -1.32 -2.21 | -0.23 16 | 17
Sterling Ratio 0.58 0.60 0.54 | 0.65 15 | 17
Sortino Ratio -0.50 -0.37 -0.55 | -0.07 16 | 17
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.02 ₹ 10,002.00 0.02 ₹ 10,002.00
1W 0.13 ₹ 10,013.00 0.14 ₹ 10,014.00
1M 0.53 ₹ 10,053.00 0.59 ₹ 10,059.00
3M 1.57 ₹ 10,157.00 1.75 ₹ 10,175.00
6M 3.37 ₹ 10,337.00 3.74 ₹ 10,374.00
1Y 7.04 ₹ 10,704.00 7.79 ₹ 10,779.00
3Y 5.86 ₹ 11,863.00 6.52 ₹ 12,086.00
5Y 5.63 ₹ 13,152.00 6.26 ₹ 13,546.00
7Y 5.55 ₹ 14,596.00 6.15 ₹ 15,186.00
10Y 6.09 ₹ 18,069.00 6.77 ₹ 19,245.00
15Y 6.67 ₹ 26,357.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -9.36 ₹ 11,381.72 -8.75 ₹ 11,422.58
3Y ₹ 36000 4.76 ₹ 38,709.04 5.46 ₹ 39,120.70
5Y ₹ 60000 5.22 ₹ 68,471.34 5.87 ₹ 69,617.52
7Y ₹ 84000 4.56 ₹ 98,790.55 5.18 ₹ 101,000.34
10Y ₹ 120000 4.90 ₹ 154,240.56 5.54 ₹ 159,412.32
15Y ₹ 180000 5.80 ₹ 283,881.60 ₹


Date Lic Mf Low Duration Fund NAV Regular Growth Lic Mf Low Duration Fund NAV Direct Growth
17-01-2025 38.1979 41.2866
16-01-2025 38.1911 41.2783
15-01-2025 38.1721 41.2571
14-01-2025 38.1603 41.2435
13-01-2025 38.1566 41.2387
10-01-2025 38.1499 41.2291
09-01-2025 38.1403 41.218
08-01-2025 38.1413 41.2182
07-01-2025 38.1408 41.2169
06-01-2025 38.1344 41.2092
03-01-2025 38.1143 41.1851
02-01-2025 38.1087 41.1784
01-01-2025 38.1023 41.1706
31-12-2024 38.0917 41.1584
30-12-2024 38.07 41.1341
27-12-2024 38.0495 41.1096
26-12-2024 38.0373 41.0957
24-12-2024 38.0227 41.0784
23-12-2024 38.0214 41.0761
20-12-2024 38.0094 41.0608
19-12-2024 38.0034 41.0536
18-12-2024 38.0056 41.0552
17-12-2024 37.9976 41.0458

Fund Launch Date: 29/May/2003
Fund Category: Low Duration Fund
Investment Objective: The investment objective of the Scheme is to generate income by investing in a portfolio of quality short termdebt securities. However, there is no assurance that the investment objective of the Schemes will berealized.
Fund Description: An open ended low duration debtscheme investing in instruments with MacaulayDuration of the portfolio is between 6 months and12 months
Fund Benchmark: CRISIL Low Duration Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.